Last Updated:  09/06/2014


We are long-term Arizona based financial consulting corporation that has strived for excellence in all client relationships for over twenty four years! Our information is fresh, unlike so many other stale financial sites that don't stay up to date. Enjoy! 

Going Around in Circles?Many feel they are just running in a continuous loop without ever accomplishing their financial goals. Year after year, they remain in debt, rob retirement money every time an emergency comes up and sometimes just feel hopeless about ever putting some serious money away.

Others who have actually made it to retirement with an adequate "nest egg" obviously are happy they did well. But having money in retirement is not with it's challenges either. Thinking tax brackets would come down substantially, many retired persons and couples find their retirement income is still getting taxed heavily and thus, the lifestyle they dreamed of is more like being on a budget then during the working years.

Grab a cup of coffee or tea and spend a few minutes with us brushing up on your finances no matter where you stand financially, as there is always room for improvement no matter if you are still working or already retired. Plenty of resources and links are here to help you improve your tax situation, preserve and grow your money already saved, and protect your spouse or heirs as well some day when you leave planet earth.

Hint:  Along with a cup of "Joe", go ahead and have that pastry item too. You deserve it!


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 Arizona's Premier Financial Consulting Company


 What are the signs you may need a trusted financial advisor...and may not even know it?

You may need a financial advisor now, if... are not on your way to financial independence, but it is more like you feel stuck with financial "dependence" on credit cards. are spending everything you are making every year, and sometimes even borrowing against your home to pay off your credit cards.

...taxes seem to be consuming a large portion of your annual income, and you have few credible ideas on how to lower them.

...debt is like a close relative in your household.  Every time you turn around, you see more and more of him!  (You are still in debt, besides your home mortgage, and you can't seem to pay down the credit cards to zero balances) know you need some kind of will or trust planning document, and are concerned about the Terri Schiavo legal case which has prompted you to get a living will.  But, you need affordable documents and general legal information in order to do something about it. Or, you may be one of hundreds of thousands of Arizona trust owners who now need an upgrade to include new "ATC" provisions in their trust. inherited IRA or any other inheritance is possible, imminent, or in your hands and you don't exactly know what to do with it and who to trust to help you. are wondering if your former employer's 401-k or 403-b retirement plan should be rolled over into an account in your own name.  Or you just retired and now face rollover or other retirement options, and you don't know for sure what to do.

...or, lastly, you have been "bush-whacked" by the economic downturn in the economy, have taken a pay cut (or worse - lost your job!), have lost substantial IRA or 401-K plan assets recently, or any combination of these events. _____________________________________________________________________________  

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(Outside the Metro-Phoenix Area)

**  Financial Strategies, Inc. is an Arizona licensed certified legal document preparer firm (AZCLDP) under license # 80738, and an insurance brokerage firm under Arizona License #3777.  Additional services are provided by FSI owner M.D. Anderson as an IRS Tax Preparer under PTIN  ID # P00281346 and as an Arizona Realtor® under Arizona Real Estate License #SA534235000 and represents Realty One Group as a professional Realtor in the Tempe, Arizona office.  Mr. Anderson is a former Securities Representative and Registered Investment Advisor Representative.  FSI also provides estate, tax, business, computer consulting, and assists clients wanting to purchase precious metals. (consulting and sales) 







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Procrastination Is Not Your Friend!

Subject:  Arizona Legal Documents including Needed Arizona Trust Code Updates!      


Procrastination doing proper legal documents puts about 70% of Americans in their grave without ever drafting these important, relatively low cost estate planning instruments. Just by executing these documents, one could alleviated many expenses both before and after their death.  

But, they also can help drastically reduce the stress, pain, and suffering that remaining family and surviving heirs must endure because this important area of finance never got done!

You can investigate this topic more, on our free information website now.  Just click on the picture, or the link above.

Inherited IRA Hell - Oh My!

Subject:  Inheriting A Large IRA   


Inherited IRA Hell CashNo one wants to go there.  Yet, many who inherit a large IRA from a non-spouse heir are finding themselves in IRA hell.  The hot flames of excess income taxation are burning up needless money that could have been or should have been avoided.  And, the biggest culprit isn't the company wanting your rollover (or the remains) to come to them.  No, it is the current company and usually their broker or salesperson who pushes you into this very much avoidable tax trap!

You can educate yourself if you have a large IRA or if you are the potential heir.  New laws keep making it easier to stay out of inherited IRA hell.  But, professional advisory is the key so you can understand and take action ahead of time to make sure you don't get burned!

You can investigate this topic more, on our free information website now.  Just click on the picture, or the link above.


Subject: This site continues to educate, inform you on what plans are now available to you, and perhaps --motivate you to make a move to help protect your principal from further capital losses. 


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This site has "general" annuity product information. Take a look at what is on the menu!






You can investigate this topic more, on our free information website now.  Just click on the picture, or the link above.

* These trademarks are those of the owners. Products are provided by insurance companies and are not sponsored by the respective index makers directly. l rights

Subject: What you Need To Know To Work With an Arizona Realtor® to Negotiate and Successfully Buy an Arizona Home.


What's The Game Plan To buy an Arizona Home?

What Kind of Agent Do You Want?

If you are one of the thousands of buyers trying to buy an Arizona home to get the "first time homeowner" credit from the IRS, welcome.  Or, if you just want to move here and be represented by the best professional Realtor possible, welcome.  Or, if you have a home to sell here in Arizona or are curious about selling your old home and buying a new home, welcome.  Whatever real estate information you seek you will find on this website and you will have a chuckle or two as well!

You can investigate this topic more, on our free information website now.  Just click on the picture, or the link above.

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