|
|
Since 401-k planning is not very common, we provide expert advice for you that you may not find anywhere else. Truly, many regulations and restrictions still apply to most employer sponsored qualified plans. This includes great restrictions on ANY intervention of your employer to give you advice on your 401-k plan and the underlying investments it may be invested in. But, ignoring the current and future value of your 401-k plan(s) and how the money in the plan is invested, as well as failing to recognize the smartest beneficiary elections that can guarantee more retirement income - could be a grave mistake! You see, your 401-k (or similar 403 (b) plan) will be one of your highest valued estate assets when you retire, along with your home. Making sure you maximize its' effectiveness should start NOW without further delay! At his time, the planning service currently offered by our firm is in the area of "beneficiary" planning only. However, in a few months we will also offer advisory services to help you choose the right fixed and variable sub-accounts for any plan your money may reside in. So, our efforts will be two-fold: to assist you in investment decisions during your working years, then help you and your heirs find the best income distribution options when you retire. We have found great mismanagement and malpractice in the area of your employer-supplied "beneficiary card" that you signed when you became eligible for benefits. Therefore, we would ask you to obtain a copy of it from your employer and check back on our site as soon as you can so you can test it to see if it is really what you want. You can take the Qualified Plan Beneficiary Form Test by clicking here and find out if your current 401-k plan beneficiary elections will stand up to the "heat" of challenge...or buckle completely as a dangerous hindrance to otherwise perfectly good retirement income for both you and your survivors! A BIG Hint: If your current form names your minor child or children as beneficiary or beneficiaries, you should take the test! Or, better yet, just contact us right away since you and/or your employer or benefits consultant has caused a potential future malpractice claim!!!* Interested? Be sure to look for the "on-line" discount for service orders that are prepared while in our site! Click here to order now! Or, please call, write or e-mail us with any questions you may have in this area. We would be happy to inform you of the rules that apply to your situation. This initial information is free! Tell us the specifics about your situation and ask any questions you may have. We promise we will respond back with a recommended game plan and all the answers you request of us! Copyright © 2003-2008, Financial Strategies, Inc * This is not intended nor should be interrupted as legal advice. |
