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Life
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We follow normal insurance company underwriting procedures including ordering physical examinations when required, doctor or hospital records when needed, as well as communicating for your behalf directly with insurance underwriters to help issue your policy without undue delays. Therefore, we subscribe to and follow all company underwriting guides and procedures and will inform you of each respective company "Privacy Policy" during the underwriting process. In most cases, you are asked whether or not you want to "opt out" of any other offers or affiliated company services with any insurance company we place your business with. Medical records and exam results are private and are not normally released to us under privacy laws protecting you. However, they are always available to you upon written request to the applicable carrier. Copyright © 2003-2008, Financial Strategies, Inc. |